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SoFi Student Loan Refinancing Signup Bonus

  • Refinance federal or private student loans.
  • Potentially lower your rate and monthly payment.
  • No fees to refinance.
Apply online, takes ~5 min Verified 2026-03-10 Get this bonus →

How to Claim This Bonus

  1. Click the link below to check your rate (soft pull)
  2. Complete the full application if you like the rate
  3. Get funded
  4. Bonus is credited after funding

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