$7630

Opening a bank or brokerage account has no impact on your credit score. Applying for a credit card may cause a small, temporary dip (usually 5-10 points) that recovers within a few months. If you're planning a major purchase like a home, stick to the bank and brokerage bonuses first.

Most bonuses require you to complete a simple action — like setting up direct deposit or making a small purchase. Each listing on this page shows exactly what's required so there are no surprises. None of these offers require you to pay any fees.

Banks and financial companies spend up to $1,000 to acquire a single customer through ads and marketing. Signup bonuses let them spend that budget directly on you instead. For companies like Chase, Capital One, and SoFi, the lifetime value of a customer is worth many times the bonus they pay out.

I earn a small referral bonus from some of these links — which is what lets me keep this site running and up to date. You get the full bonus amount regardless.

I'm Elliott. I've been obsessed with personal finance for years and I've personally used every product on this page. This site is my way of sharing what I've learned.