Best Signup Bonuses April 2026 — $7,630+ Free

Every verified signup bonus available in April 2026, ranked by value and ease. These offers are actively tested and updated monthly.

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SoFi Checking & Savings Easiest

Get $25 just for signing up.
Checking and savings account
4.20% interest on savings, 0.50% on checking balances
No monthly fees.

5 min signup, no deposit neededVerified 2026-03-10

Bonus$25

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Capital One 360 Checking Best value

Get a $250 bonus — one of the easiest to earn.
No-fee checking with 60,000+ fee-free ATMs
Get your paychecks 2 days early.

10 min signup, set up direct depositVerified 2026-03-10

Bonus$250

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Discover IT

Get a $50 bonus just for signing up — no spending required.
No annual fee, no foreign transaction fees
5% cash back on rotating categories
Double cash back (10%) in the first year.

5 min application, no spending requiredVerified 2026-03-10

Bonus$50

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Chase Freedom Unlimited

Get a $200 bonus for spending $500 in the first 3 months.
1.5% cash back on everything.
3% cash back on everything in your first year.

Spend $500 in first 3 monthsVerified 2026-03-10

Bonus$200

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Chase Freedom Flex

Get a $200 bonus for spending $500 in the first 3 months.
5% cash back on rotating categories.

Spend $500 in first 3 monthsVerified 2026-03-10

Bonus$200

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Capital One Quicksilver

Get a $200 bonus for spending $500 in the first 3 months.
1.5% cash back on everything.
No foreign transaction fees

Spend $500 in first 3 monthsVerified 2026-03-10

Bonus$200

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Moomoo Best value

Get $25 just for signing up.
Up to $1,000 in NVDA stock with a qualified deposit.
8.1% APY for the first 2 months.

5 min signup, deposit to unlock full bonusVerified 2026-03-10

Bonus$25-1000

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Webull

4% match bonus on deposits — up to $4,000.
Commission-free stock and options trading.
Fractional shares starting at $5.

Deposit required for match bonusVerified 2026-03-10

Bonus$4000

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Interactive Brokers (IBKR)

Up to $1,000 bonus based on how much you fund.
The platform serious investors use.
Lowest margin rates in the industry.

Requires funding accountVerified 2026-03-10

Bonus$1000

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Robinhood

Get a free stock (up to $200 value) just for signing up.
Stocks, options, and crypto.
Start investing in under 5 minutes.

5 min signup, no deposit neededVerified 2026-03-10

Bonus$200

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M1 Finance

Get $75 for funding a new account.
Automated investing with custom portfolios.
Combine investing, borrowing, and spending in one place.

Fund account to qualifyVerified 2026-03-10

Bonus$75

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SoFi Invest

Get $25 just for signing up.
I use SoFi as my primary bank and brokerage.
Easy to use for beginners and experienced investors.

5 min signup, no deposit neededVerified 2026-03-10

Bonus$25

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Fundrise

Get $50 for signing up and funding an account.
Invest in real estate without buying property.
Access real estate funds and venture capital.

Requires $10 minimum investmentVerified 2026-03-10

Bonus$50

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Cash App

Send $5 to a friend and get $5 back instantly.
Also: deposit paychecks, buy stocks and crypto, do your taxes.

Send $5 to a friendVerified 2026-03-10

Bonus$5

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SoFi Crypto

Get $25 for signing up.
Buy and sell crypto with no separate app needed.
Part of the SoFi ecosystem — bank, invest, and trade crypto in one place.

5 min signupVerified 2026-03-10

Bonus$25

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Coinbase

Get $10 of free Bitcoin just for creating an account.
The most popular crypto exchange in the US.

5 min signup, no purchase neededVerified 2026-03-10

Bonus$10

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Robinhood

Lowest crypto trading fees compared to Coinbase and others.
Also trade stocks and options.

5 min signupVerified 2026-03-10

Bonus$10

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Cash App

Buy Bitcoin with as little as $1.
Send $5 to a friend and get $5 back instantly.

Send $5 to a friendVerified 2026-03-10

Bonus$5

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SoFi Personal Loans

Get a $300 bonus when funded.
Borrow $5K–$100K with no fees.
Fixed rates, no prepayment penalties.

Apply online, takes ~5 minVerified 2026-03-10

Bonus$300

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SoFi Student Loan Refinancing

Refinance federal or private student loans.
Potentially lower your rate and monthly payment.
No fees to refinance.

Apply online, takes ~5 minVerified 2026-03-10

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SoFi Medical Student Loan Refinancing

Built for doctors and dentists.
Refinance med school and dental school loans.
Special rates for medical professionals.

Apply online, takes ~5 minVerified 2026-03-10

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SoFi Private Student Loans

Competitive rates for undergrad and graduate students.
No fees — no origination, late, or insufficient funds fees.
Cover up to 100% of school-certified costs.

Apply online, takes ~5 minVerified 2026-03-10

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Empower

Track your net worth across all your accounts in one place.

Free, 5 min setupVerified 2026-03-10

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SoFi Credit Monitoring

See your credit score updated weekly — completely free, no credit card needed.

Free, 2 min setupVerified 2026-03-10

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← See all $7,630+ in bonuses

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All Bonuses 🏦 Bank Signup Bonuses 💳 Credit Card Signup Bonuses 📈 Brokerage Signup Bonuses ₿ Crypto Signup Bonuses 🏠 Loan Signup Bonuses 🛠️ Free Financial Tools

Frequently Asked Questions

Will this hurt my credit score?

Opening a bank or brokerage account has no impact on your credit score. Applying for a credit card may cause a small, temporary dip (usually 5-10 points) that recovers within a few months. If you're planning a major purchase like a home, stick to the bank and brokerage bonuses first.

What's the catch?

Most bonuses require you to complete a simple action — like setting up direct deposit or making a small purchase. Each listing on this page shows exactly what's required so there are no surprises. None of these offers require you to pay any fees.

Why do companies pay you to sign up?

Banks and financial companies spend up to $1,000 to acquire a single customer through ads and marketing. Signup bonuses let them spend that budget directly on you instead. For companies like Chase, Capital One, and SoFi, the lifetime value of a customer is worth many times the bonus they pay out.

Do you make money from this?

I earn a small referral bonus from some of these links — which is what lets me keep this site running and up to date. You get the full bonus amount regardless.